Archive
Everything published.
Start with a calculator, read a long-form guide, or revisit recent daily money puzzles. The archive updates automatically from the puzzle schedule.
Daily Puzzles
Published
Calculators
6 tools
Mortgage
Mortgage Payoff Calculator
See how extra principal changes payoff date and interest paid.
Debt
Debt Avalanche Calculator
Prioritize debts by payoff speed and interest savings.
Retirement
Retirement Number Finder
Estimate the amount needed for your target retirement spending.
Mortgage
Refinance Break-Even
Find when closing costs are recovered by monthly savings.
Retirement
Roth vs. Traditional
Compare retirement account tax tradeoffs over time.
Home Buying
House Affordability
Compare lender approval with a more realistic monthly budget.
Articles
The Ledger
Strategy
The One-Page Financial Plan
A simple financial framework that can survive real life.
Savings
How to Build a $1,000 Emergency Fund Fast
The first milestone that turns surprises from credit-card events into checking-account events.
Home Buying
How Much House Can You Really Afford?
The bank answers one question. Your budget needs a better one.