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Daily money puzzle
A new money puzzle every weekday at 6am ET.
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Tools · Free · No Signup
Calculators That Pay You Back
01
Mortgage Payoff Calculator
See exactly how much you'll save by adding $200/month to your payment.
⬤ High CPC Query · $22.40 avg
02
Credit Card Debt Avalanche
Enter your balances. We'll show you the fastest path to zero, with math.
⬤ High CPC Query · $18.90 avg
03
Retirement Number Finder
The real amount you need — accounting for inflation, taxes, and Social Security.
⬤ High CPC Query · $15.20 avg
04
Refinance Break-Even
Is refinancing actually worth it? This tells you the month you come out ahead.
⬤ High CPC Query · $31.60 avg
05
Roth vs. Traditional IRA
Twenty years from now, which one leaves you with more money? Depends on one number.
⬤ High CPC Query · $12.80 avg
06
House Affordability (Real)
What banks say you can afford vs. what you actually can. They're different.
⬤ High CPC Query · $24.70 avg
Tool of the Week
Mortgage Payoff Calculator
The average homeowner pays $180,000 in mortgage interest. This tool shows you exactly how much an extra payment saves — down to the dollar.
- Instant calculations
- Compare extra monthly vs. lump sum
- No email required
Interest Saved
$89,402
Payoff 6 years, 4 months sooner
300 × 250 × ∞
In-Content Rectangle · Highest RPM Slot
Affiliate Revenue · Avg $150 per signup
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The Ledger · Long-form
Latest from The Ledger →
Debt Elimination
Debt Avalanche vs. Snowball: Which Actually Works?
One method saves you thousands more in interest. The other has dramatically higher completion rates. Here's how to pick the right one for your brain, your budget, and your debt pile.
Mortgage Payoff
How to Pay Off a 30-Year Mortgage in 15 Years
It's not a trick. It's a math schedule. The borrower keeps the flexibility of a 30-year loan but voluntarily sends enough extra principal to force the loan to behave like a 15-year.
Retirement
How Much Money Do You Really Need to Retire?
The retirement industry sells two answers and they're both wrong. Here's the honest math — and the questions you have to answer about yourself before any number means anything.
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Ad-free puzzles, full archive, advanced calculators — $4.99/mo. Launches once traffic hits 50K MAU.